Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Megan Carr on Mar-18-2025
“professional and timely service”

Alan

Reviewed for Paul Bierly on Mar-18-2025
“Paul and the team at Allied were professional, helpful and extremely knowledgeable. I had no concerns or issues throughout the mortgage process. They were very communicative too. I highly recommend them.”

Alexis L

Reviewed for Dan Lapic on Mar-17-2025
“Dan made everything about this process so easy and everything went so smoothly.”

Ashley

Reviewed for Rosemarie Gadsby-Devlin on Mar-17-2025
“Great communication, fast replies, and very knowledgeable.”

Courtney T

Reviewed for Thomas Ippolite, Jr. on Mar-15-2025
“Thomas was professional, informative and friendly through out our process. We couldn't have asked for a better person to walk us through this experience. 11/10. Thanks again, Tom!”

Erin M

Reviewed for Wendy Monaco on Mar-14-2025
“The personal attention Wendy gave my wife and I . She was on the ball and we couldn't have asked for a better person to help us buy our first home . Highly recommended”

Kevin S

Reviewed for Yazmin Llamas on Mar-14-2025
“Yazmin really took her time to explain all of the confusing details through out the home buying proccess. Not only was she helpful, she was also easy to reach and communicate with. Very thankful to have worked with her!”

Mauricio

Reviewed for Janet Angelo on Mar-14-2025
“Janet is an incredible, genuine, honest, and rockstar at what she does. From the first phone call to closing, she made this process extremely easy and STRESS-FREE! She consistently kept me informed and addressed any questions/concerns I had with the utmost professionalism. Janet went above and beyond for my family throughout the entire time we worked together. Her communication was outstanding! If you are looking for a loan officer who is not only experienced but also genuinely cares about her clients, I HIGHLY recommend Janet Angelo.”

Andrew Joshua

Reviewed for Gregory Betts on Mar-14-2025
“Thanks !! For everything this people are the best”

Adrian Marcel

Reviewed for Maribel Aparicio on Mar-14-2025
“During every step of the process, Maribel was helpful, honest, and responsive. as first time home buyers, she made sure we knew what to expect and was always available to answer questions .”

Joanna